Abdul Manaf, Suhaily Maizan, Fathiyah Ismail, Nur Azwani Mohamad Azmin, Sholehah Abdullah, Siti Fatimah Mardiah Hamzah, Nik Noor Afizah Azlan, Zaimi Mohamed, and Salwani Affandi. “MoneyWise Cash-Flow Simulation Module: Improving Students’ Grade Through Enhanced Personal Financial Planning System”. e-Jurnal Penyelidikan dan Inovasi 9, no. 2 (September 28, 2022): 24–41. Accessed January 19, 2026. https://ejpi.uis.edu.my/index.php/ejpi/article/view/77.